Money & Exchange

1. Waar is de dichtstbijzijnde geldautomaat?

   Where is the nearest ATM?

   Usage

   Used to find the nearest ATM when you need cash

   Grammar Note

   Dutch ATMs are called "geldautomaat" or "pinautomaat". "Pin" also refers to paying by debit card

2. Kan ik met pin betalen?

   Can I pay by debit card (PIN)?

   Usage

   Debit card payment is very common in the Netherlands. Used to confirm payment method

   Grammar Note

   "Pin" is the colloquial term for debit card payment. Also: "creditcard", "contant" (cash), "tikkie" (popular Dutch splitting app)

3. Hoeveel kost dit?

   How much does this cost?

   Usage

   The most basic phrase to ask the price of something in shops or markets

   Grammar Note

   Also: "Wat is de prijs?" (What is the price?). Prices are in Euros (€)

4. Fooi is hier niet nodig

   Tipping is not expected here

   Usage

   Explains that tipping is not customary in the Netherlands — useful context for travelers

   Grammar Note

   In the Netherlands, tipping (fooi) is not obligatory. If satisfied, rounding up to the nearest euro is common

5. Waar kan ik geld wisselen?

   Where can I exchange money?

   Usage

   Used to find a currency exchange bureau

   Grammar Note

   "Wisselkantoor" is the exchange bureau. Also useful: "Wat is de wisselkoers?" (What is the exchange rate?)

6. Mag ik een bon?

   May I have a receipt?

   Usage

   Used after a purchase or meal to ask for a receipt

   Grammar Note

   "Kassabon" is a cash register receipt. "Factuur" is a formal invoice. A "kassabon" is needed for BTW (VAT) refunds

7. Ik denk dat u mij te veel heeft berekend

   I think you overcharged me

   Usage

   Used politely when you believe you have been charged too much

   Grammar Note

   "Ik denk dat ~" softens the complaint. Follow with "Kunt u de rekening controleren?" (Can you check the bill?)

8. Kunnen we apart betalen?

   Can we pay separately?

   Usage

   Used in a group at a restaurant when each person wants to pay separately

   Grammar Note

   "Tikkie sturen" (send a payment request via the Tikkie app) is very common in the Netherlands for splitting bills

9. Heeft u kleingeld?

   Do you have change?

   Usage

   Used when you need coins or smaller bills for payment

   Grammar Note

   "Wisselgeld" means change (money back after paying). "Kleingeld" means coins/small change you already have

10. Is BTW inbegrepen?

    Is VAT included?

    Usage

    Used to check if the price includes VAT (BTW — Belasting Toegevoegde Waarde)

    Grammar Note

    Dutch BTW is 21% standard, 9% for food and basic goods. Non-EU visitors can claim a BTW refund on departure

11. de borg

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. de terugbetaling

    Refund

    Usage

    Used when asking for money to be returned

13. de waarborgsom

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. de aanbetaling

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. de toeslag

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. de servicekosten

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. contant

    Cash

    Usage

    Point to this to pay in cash; card is the norm in the Netherlands and many shops are card-only

    Grammar Note

    As a noun, "het contante geld"; "to pay cash" is "contant betalen"

18. de bankkaart

    Bank card

    Usage

    Point to this to pay by card; everyday Dutch says "de pinpas" and Belgians name the system "Bancontact", but "bankkaart" is understood in both

    Grammar Note

    A "de" word; a credit card is "de creditcard", which many Dutch shops do not accept, so the distinction matters

19. apart betalen

    Pay separately

    Usage

    Show this at the till to pay individually; splitting the bill is normal in the Netherlands and staff expect it

    Grammar Note

    "Apart" means separately; "Amerikaans betalen" is another phrase for everyone paying their own share

20. alles samen

    All together (one bill)

    Usage

    Show this to put everything on one bill; the opposite of "apart betalen"

    Grammar Note

    "Samen" means together; "samen betalen" works too

21. het wisselgeld

    Change (money returned)

    Usage

    Point to this to ask for your change back; loose coins in your wallet are "het kleingeld", a different word

    Grammar Note

    A "het" word derived from "wisselen" (to change money)

Browse all TravelPhrases languages